The Government of Ukraine continues to support small and medium-sized businesses within the framework of the "Affordable Loans 5-7-9%" program. In March, the Entrepreneurship Development Fund received another tranche of UAH 1.9 billion to compensate for interest rates on loans issued to businesses, as well as to repay debts to banks for previous periods. This is the third financing of this initiative in 2025.
According to the Ministry of Economy, since the beginning of the year, the government has allocated UAH 5.1 billion to finance the program. The allocated funds are being received as planned and without delays within the limits of UAH 18 billion planned for 2025.
The "5-7-9%" program allows entrepreneurs to attract loans of up to UAH 150 million for investment needs, which is a key area of its implementation. The state pays special attention to supporting businesses operating in regions with high military risk. Special conditions are provided for such enterprises: investment loans can be provided at 1% per annum in the first two years, and then the rate will be 5%. As Deputy Minister of Economy Andriy Telyupa noted, such an initiative contributes to the preservation and development of business in difficult conditions.
According to the Entrepreneurship Development Fund, banks have already issued UAH 5.1 billion in loans to finance investment projects within the framework of the program. Of this amount, UAH 4.3 billion was directed specifically to support businesses in high military risk zones.
The most actively financed enterprises operating in the processing industry, the agricultural sector and the trade sector. The leaders in terms of the volume of concluded loan agreements are Lviv, Dnipropetrovsk, Kyiv, Odesa, Kharkiv, Vinnytsia and Poltava regions, as well as the city of Kyiv.
46 banks participate in the program, of which PrivatBank (50.8 thousand), Oschadbank (16.7 thousand) and Ukrgasbank (6 thousand) have issued the largest number of loans since its inception. State support for affordable lending remains an important tool for stimulating the economy and developing entrepreneurship in Ukraine.
e-finance.com.ua