According to the press service of the Deposit Guarantee Fund, as of March 1, 2025, the total amount of deposits of individuals, including individual entrepreneurs, in Ukrainian banks amounted to 1,391.1 billion hryvnias. In February of this year, Ukrainians increased their deposits by 12.7 billion hryvnias.

The overall structure of deposits demonstrates that the main part of the funds is stored in the national currency. Thus, the amount of deposits in hryvnia is 897.6 billion hryvnias, which is an increase of 14.0 billion hryvnias in February. At the same time, deposits in foreign currency decreased by 1.2 billion hryvnias, reaching the amount of 493.5 billion hryvnias. Such dynamics indicate an increase in confidence in the national currency among Ukrainians.

The Deposit Guarantee Fund for Individuals also reported that as of March 1, 2025, 3.2% of all depositors were individual entrepreneurs (IEPs), while their share in the total amount of deposits reached 10.8%. The amount of IEP deposits amounted to UAH 150.4 billion, which confirms the active participation of entrepreneurs in bank deposits.

According to the Fund, 57.4% of depositors have deposits ranging from UAH 10 to 200 thousand. This indicates that the majority of Ukrainians keep their funds within reasonable limits, focusing on average capital. At the same time, almost half of all deposits, namely 49.15%, belong to depositors with amounts exceeding UAH 600,000, which indicates an increase in deposits among wealthier citizens.

The growth in the volume of deposits in February 2025 indicates the stable confidence of Ukrainians in the banking system. The growth of deposits, especially in the national currency, reflects the stability of the financial situation and economic confidence. Despite fluctuations in the external economy, Ukrainians continue to trust their money to banks, which also confirms the general trend of growth of deposits in the country.

Given the current trends, it can be expected that deposits in Ukrainian banks will continue to grow. At the same time, the growth of deposits in the national currency is an important signal to the banking system and financial institutions that they can ensure stability and trust of depositors even in times of economic challenges.